Rideshare Accident Lawyer in San Antonio

Tried Over 260 Cases to Verdict. Ready to Fight Your Rideshare Claim.

Rideshare accidents in San Antonio are legally distinct from standard car accidents because the compensation available to you turns on a single threshold question: what was the driver’s app status at the moment of the crash? Under Texas Occupations Code Chapter 2402, three separate coverage periods govern how much insurance applies and which policy is triggered. Getting that classification right is the central fight in nearly every rideshare claim, and it’s exactly where insurers focus their effort to limit payouts.

At Calfas Law Group, PLLC, we handle personal injury matters including Uber and Lyft accident claims throughout San Antonio and Bexar County. Our attorneys have tried cases before Bexar County judges and juries, and one served as a County Court Judge, presiding over more than 260 cases to jury verdict. That courtroom familiarity shapes how we build rideshare cases from day one. When you contact us, you’ll speak directly with the attorneys handling your matter, not support staff, and we return calls promptly. Free consultations are available for personal injury matters.

If you were injured in an Uber or Lyft accident in San Antonio, call (210) 405-8315 to speak with a rideshare accident attorney directly.

How the Texas Rideshare Insurance Framework Works

Texas Occupations Code Chapter 2402 governs Transportation Network Companies and establishes tiered insurance obligations based on the driver’s app status at the time of the accident. Understanding these periods is essential to knowing what compensation may be available to you.

Period 1: App Off

When the driver’s app is completely off, only the driver’s personal auto policy applies. TNC coverage doesn’t activate, and neither Uber nor Lyft has any insurance obligation during this period.

Period 1: App On, No Ride Accepted

Once the driver activates the app but hasn’t yet accepted a ride request, contingent liability coverage applies. Under Chapter 2402, TNCs must provide at least $50,000 per person and $100,000 per accident for bodily injury, plus $25,000 for property damage during this window.

Periods 2 & 3: Ride Accepted Through Trip Completion

From the moment a driver accepts a ride request through the end of the trip, TNCs must maintain at least $1,000,000 in combined single-limit liability coverage per incident. This is the broadest coverage window, which is exactly why insurers contest the classification so aggressively.

Rideshare drivers are classified as independent contractors under Section 2402.114, not employees. That classification limits but doesn’t eliminate the TNC’s insurance obligations during active trip periods. App activity logs and GPS data are the primary tools for establishing which coverage period was active, and this evidence is time-sensitive. Texas follows a modified comparative negligence rule: your recovery is reduced by your percentage of fault, and a plaintiff found more than 50 percent at fault can’t recover damages. The two-year statute of limitations for personal injury claims runs from the date of the accident.

Why San Antonio Rideshare Accident Clients Work with Calfas Law Group, PLLC

Rideshare insurers are trained to classify accidents into the lowest possible coverage period to minimize payouts. A firm that prepares every case for trial is a practical response to that strategy. We build cases from the first call as if they’ll go before a Bexar County judge and jury, which can give our clients leverage when settlement discussions begin.

Our background inside the Bexar County court system means we understand local procedures, scheduling, and judicial expectations in ways that translate directly into case preparation. One of our partners served as a Bexar County Assistant District Attorney, giving us direct insight into how cases are built and where they get challenged. Calfas Law Group, PLLC has been named one of S.A. Scene’s “Best S.A. Lawyers,” and we bring that same direct, results-focused approach to every personal injury matter. We offer honest assessments and clear timelines rather than vague reassurances because clients facing a difficult recovery deserve to know where their case stands.

Steps to Take After a Rideshare Accident in San Antonio

What you do in the hours and days after a rideshare crash directly affects the strength of your claim. These steps protect both your health and your legal position.

• Ensure Safety and Call Emergency Services: Move to safety if possible and call 911. Request medical attention even if you feel uninjured, as some injuries surface days or weeks later.
• Report to the San Antonio Police Department: A police report creates an official record that becomes a core piece of evidence in rideshare claims.
• Report Through the Rideshare App: File an incident report through the Uber or Lyft app immediately to create a digital record with the company.
• Gather Information at the Scene: Collect driver and vehicle information, witness contact details, and photographs of the scene, vehicles, and any visible injuries.
• Seek a Medical Evaluation: A medical record created close in time to the accident is important to establishing damages, even when symptoms seem minor.
• Preserve All Communications: Save every message, email, or correspondence with the rideshare company, insurance adjusters, and law enforcement. These records can become evidence if liability or damages are disputed.
• Don’t Speculate on Fault: Avoid making statements about fault or the cause of the crash to anyone before speaking with an attorney.

Our attorneys are available for prompt consultation after an accident to advise on next steps before time-sensitive evidence disappears.

FAQs About Rideshare Accidents in San Antonio

What Should I Do Immediately After a Rideshare Accident?

Ensure safety, call emergency services, document the scene, and report to the San Antonio Police Department and through the rideshare app. Seek medical evaluation even without obvious symptoms. Contact an attorney before speaking with any insurance adjuster, as early statements can affect your claim.

How Is Fault Determined in a Rideshare Accident?

Establishing negligence requires proving duty of care, breach, causation, and damages. Evidence includes the police report, app activity logs, GPS data, witness statements, and medical records. Texas modified comparative negligence rules apply, meaning your recovery is reduced proportionally by your share of fault, and no recovery is available if you’re found more than 50 percent at fault.

Will Uber or Lyft’s Insurance Cover My Injuries?

Coverage depends on the driver’s app status at the time of the crash. If the driver was on an accepted trip, up to $1 million in TNC liability coverage may apply. If the app was off, only the driver’s personal policy applies. If the app was on but no ride had been accepted, contingent coverage with lower limits applies. Correctly identifying the coverage period is often the most contested issue in these claims.

How Long Do I Have to File a Rideshare Accident Claim in Texas?

In Texas, the statute of limitations for personal injury claims, including rideshare accidents, is two years from the date of the accident. Acting promptly also protects time-sensitive electronic evidence such as app logs and GPS records that can become unavailable if not requested early.

Why Do I Need an Attorney for a Rideshare Accident?

TNC insurers are trained to dispute coverage period classification and bring significant corporate defense resources to every claim. An attorney can preserve app and GPS evidence, identify all liable parties, and negotiate or litigate against those resources. Without representation, you may face pressure to accept a settlement that reflects the lowest coverage tier rather than what the facts actually support.

Talk to a San Antonio Rideshare Accident Attorney Today

The aftermath of an Uber or Lyft accident is stressful enough without navigating tiered insurance obligations and corporate insurance adjusters on your own. At Calfas Law Group, PLLC, we handle rideshare accident claims throughout San Antonio and Bexar County with the same trial-ready preparation we bring to every personal injury matter. You’ll work directly with our attorneys from the first consultation through resolution, and we can give you a straight assessment of where your case stands.

Contact us at (210) 405-8315 to speak with a San Antonio rideshare accident lawyer about your claim. Don’t navigate a rideshare injury case alone. Schedule your free consultation today.